Terms

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the website, content, and services provided by Michigan Inventors Coalition: Pharma Insights (the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our policies referenced herein. If you do not agree, do not use the Service.

In these Terms, "Company," "we," "us," and "our" refer to Michigan Inventors Coalition: Pharma Insights, operated by Joe Barnett. "You" and "your" refer to the individual or entity accessing or using the Service.

Eligibility and User Accounts

Eligibility

You must be at least 13 years old to use the Service. If you are under 18, you may use the Service only with the consent of a parent or legal guardian. By using the Service, you represent and warrant that you meet these requirements and that you have the legal capacity and authority to agree to these Terms.

Account Registration and Security

To access certain features, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to promptly notify us of any unauthorized access or suspected breach of security. We reserve the right to suspend or terminate accounts at our discretion.

Electronic Communications and Consent

By using the Service or sending us emails, you consent to receive electronic communications from us. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirements that such communications be in writing.

Medical, Pharmaceutical, and Research Disclaimers

The Service provides informational content about medications, diseases, supplements, clinical research, and related topics for educational purposes only. The Service does not provide medical, pharmaceutical, or other professional advice and is not a substitute for consultation, diagnosis, or treatment by a licensed healthcare professional. Always seek the advice of your physician, pharmacist, or other qualified provider with any questions regarding a medical condition, medication, or treatment.

In case of a medical emergency, call 911 or your local emergency number immediately. Use of the Service does not create a doctor–patient, pharmacist–patient, or other professional–client relationship. We do not dispense medications, practice pharmacy or medicine, or provide individualized clinical guidance.

Information on drug safety, interactions, dosage, and contraindications may be incomplete or may change over time. You are responsible for verifying information using authoritative sources and consulting professionals before acting. Content regarding dietary supplements may include statements that have not been evaluated by the U.S. Food and Drug Administration and is not intended to diagnose, treat, cure, or prevent any disease.

Content and Intellectual Property

Our Content and License to You

All content on the Service, including text, graphics, data, compilations, designs, logos, and software, and the selection and arrangement thereof (collectively, "Content"), is owned by or licensed to us and is protected by intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use. You may not copy, modify, create derivative works based upon, distribute, sell, lease, publicly display, publicly perform, transmit, or otherwise exploit the Content or Service, except as expressly permitted by these Terms or by prior written consent.

User Content; License to Us

If you submit, post, upload, or otherwise provide any content, data, feedback, or materials ("User Content") to the Service, you grant us a worldwide, perpetual, irrevocable, non-exclusive, transferable, sublicensable, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content in connection with operating, improving, and promoting the Service. You represent and warrant that you own or have the necessary rights to your User Content and that your submission does not infringe or violate any third-party rights or any law. You agree that User Content is not confidential and that we have no obligation of confidentiality with respect to it.

Feedback

You may provide suggestions, ideas, or feedback regarding the Service ("Feedback"). You grant us a perpetual, irrevocable, worldwide, royalty-free license to use the Feedback for any purpose without restriction or compensation to you.

Trademarks

All trademarks, service marks, logos, and trade names displayed on the Service are our property or the property of their respective owners. You may not use any trademarks without the prior written consent of the applicable owner.

Acceptable Use

You agree not to engage in any of the following prohibited activities:

Accessing, using, or attempting to use the Service for any unlawful purpose or in violation of any applicable law or regulation.
Scraping, crawling, indexing, mining, harvesting, or using any automated means to access the Service or Content without our express written permission, other than publicly available web indexing for search engines.
Interfering with or disrupting the Service, servers, or networks, including by introducing viruses, malware, or other harmful code, or by attempting to probe, scan, or test the vulnerability of any system or network.
Reverse engineering, decompiling, or disassembling any part of the Service, except to the extent permitted by applicable law.
Infringing or misappropriating intellectual property, privacy, or other rights of any person or entity.
Collecting or attempting to collect personal information about users without consent.
Attempting to circumvent any security or access controls, paywalls, or usage limits.
Using the Service to provide or purport to provide individualized medical advice, diagnosis, treatment, or emergency guidance.

Third-Party Content, Links, and Tools

The Service may reference third-party studies, publications, databases, products, or services, and may provide tools or summaries based on third-party information. We do not control and are not responsible for third-party content or services. Your interactions with third parties are solely between you and the third party, and we disclaim any liability arising from such interactions.

Privacy

Your use of the Service may involve the collection and processing of information as described in our Privacy Policy. We are not a covered entity or business associate under HIPAA, and the Service is not intended for the transmission of protected health information. Do not submit sensitive health information.

DMCA Copyright Policy

We respect intellectual property rights and will respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act (DMCA). If you believe content on the Service infringes your copyright, please send a written notice to our designated agent containing: (1) a physical or electronic signature of the copyright owner or authorized agent; (2) identification of the copyrighted work claimed to have been infringed; (3) identification of the allegedly infringing material and information reasonably sufficient to permit us to locate the material; (4) your contact information; (5) a statement that you have a good-faith belief that use of the material is not authorized; and (6) a statement, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf.

DMCA Agent: Joe Barnett, 15600 NE 8th St, Bellevue, WA 98008, United States; Email: [email protected]. We may remove or disable access to alleged infringing material and may terminate repeat infringers as appropriate.

Payments and Subscriptions

Certain features may be offered for a fee. Prices, features, and availability are subject to change. Unless otherwise stated, fees are nonrefundable except where required by law. You authorize us and our payment processors to charge your selected payment method for all fees due. You are responsible for applicable taxes. You may cancel recurring services as described in the applicable offer; cancellations take effect at the end of the then-current billing period.

Modifications and Availability

We may modify, suspend, or discontinue any part of the Service, Content, or these Terms at any time, with or without notice, to the fullest extent permitted by law. We are not liable for any modification, suspension, or discontinuance. If changes are material, we will use reasonable efforts to provide notice, and your continued use after the effective date constitutes acceptance of the updated Terms.

Export and Sanctions Compliance

You may not use, export, re-export, or transfer the Service or Content except as authorized by United States law and the laws of the jurisdiction in which the Service was obtained. You represent that you are not located in, under the control of, or a national or resident of any country or on any list subject to U.S. government embargo or sanctions, and that you are not a prohibited end user.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED, OR THAT THE CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR FREE OF HARMFUL COMPONENTS. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE EXTENT LIABILITY CANNOT BE DISCLAIMED, OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (US$100) OR THE AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of certain damages or warranties, so some of the above limitations may not apply to you to the extent prohibited by law.

Indemnification

You agree to defend, indemnify, and hold harmless us and our owners, officers, directors, employees, contractors, licensors, and affiliates from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Service or Content, your User Content, your violation of these Terms, or your violation of any rights of another.

Governing Law; Dispute Resolution

These Terms and any dispute arising out of or related to them or the Service are governed by the laws of the State of Michigan, without regard to its conflict of law principles.

Binding Arbitration and Class Action Waiver: Except for claims that may be brought in small claims court and for requests for injunctive or equitable relief, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding individual arbitration administered by a reputable arbitration provider under its applicable rules. The arbitration shall take place in Michigan or by video/teleconference, in English. You and we waive the right to a trial by jury and to participate in a class action. You may opt out of arbitration within 30 days of first accepting these Terms by sending written notice of your opt-out to [email protected] with subject line “Arbitration Opt-Out” and your full name and address.

If the arbitration agreement is found unenforceable as to a particular claim or remedy, then that claim or remedy shall proceed in the state or federal courts located in Michigan, and you consent to personal jurisdiction and venue in those courts.

Severability; Waiver

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. No waiver of any provision shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Assignment

You may not assign, transfer, or delegate these Terms or your rights and obligations hereunder without our prior written consent. We may assign, transfer, or delegate these Terms or our rights and obligations without restriction.

Entire Agreement

These Terms, together with any policies or guidelines referenced herein, constitute the entire agreement between you and us regarding the Service and supersede all prior or contemporaneous agreements, understandings, or communications.

Effective Date; Changes to These Terms

These Terms are effective as of the date posted or as otherwise indicated. We may update these Terms from time to time. We will use reasonable efforts to notify you of material changes, and your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.